4b3f4bc3-6192-a844-e063-3050940a1e8f English dataset British Geological Survey +44 115 936 3100 Environmental Science Centre,Keyworth NOTTINGHAM NOTTINGHAMSHIRE NG12 5GG United Kingdom enquiries@bgs.ac.uk pointOfContact 2026-06-27 UK GEMINI 2.3 http://data.bgs.ac.uk/id/dataHolding/13608644 OSGB 1936 / British National Grid (EPSG::27700) BGS Geosure Insurance Lenders Product v8 2025.3 2025-12 creation http://data.bgs.ac.uk/id/dataHolding/13608644 The GeoSure Insurance and Lenders Product (GILP) provides the potential insurance risk due to natural ground movement. It incorporates the combined effects of the 6 GeoSure hazards on (low-rise) buildings: landslides, shrink-swell clays, soluble rocks, running sands, compressible ground, and collapsible deposits. These hazards are evaluated using a series of processes including statistical analyses and expert elicitation techniques to create a derived product that can be used for insurance purposes such as identifying and estimating risk and susceptibility. The evaluated hazards are then linked to a postcode database - the Derived Postcode Database (DPD), which is updated biannually with new releases of Ordnance Survey Code-Point® data (current version used: 2025.3). The GILP is provided for national coverage across Great Britain (not including the Isle of Man). This product is available in a range of GIS formats including Access (*.dbf), ArcGIS (*.shp) or MapInfo (*.tab) on request. The GILP is produced for use at 1:50 000 scale providing 50 m ground resolution. Enquiries British Geological Survey 0115 936 3143 0115 936 3276 Environmental Science Centre, Nicker Hill, Keyworth NOTTINGHAM NOTTINGHAMSHIRE NG12 5GG United Kingdom enquiries@bgs.ac.uk distributor Enquiries British Geological Survey 0115 936 3143 0115 936 3276 Environmental Science Centre, Nicker Hill, Keyworth NOTTINGHAM NOTTINGHAMSHIRE NG12 5GG United Kingdom enquiries@bgs.ac.uk pointOfContact biannually https://resources.bgs.ac.uk/images/geonetworkThumbs/4b3f4bc3-6192-a844-e063-3050940a1e8f.png Geology GEMET - INSPIRE themes, version 1.0 2008-06-01 publication Risk management Insurance Risk analysis Geohazards BGS Thesaurus of Geosciences 2022 revision UK Location (INSPIRE) BGS Data Products dataCentre NERC_DDC otherRestrictions license Either : (i) the dataset has not been formally approved by BGS for access and use by external clients under license; and / or (ii) the dataset contains 3rd party data or information obtained by BGS under terms and conditions that must be consulted before the dataset can be provided to, or accessed by, BGS staff or external clients. Refer to the BGS staff member responsible for the creation of the dataset if further advice is required. He / she should be familiar with the composition of the dataset, particularly with regard to 3rd party IPR contained in it, and any resultant access restrictions. This staff member should revert to the IPR Section (IPR@bgs.ac.uk) for advice, should the position not be clear. otherRestrictions The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in any form or by any means, or stored in a retrieval system of any nature, without the prior permission of the copyright holder, via the BGS Intellectual Property Rights Manager. Use by customers of information provided by the BGS, is at the customer's own risk. In view of the disparate sources of information at BGS's disposal, including such material donated to BGS, that BGS accepts in good faith as being accurate, the Natural Environment Research Council (NERC) gives no warranty, expressed or implied, as to the quality or accuracy of the information supplied, or to the information's suitability for any use. NERC/BGS accepts no liability whatever in respect of loss, damage, injury or other occurence however caused. The dataset is made available to external clients under BGS Digital Data Licence terms and conditions. Revert to the IPR Section (iprdigital@bgs.ac.uk) if further advice is required with regard to permitted usage. Either: (i) the dataset is made freely available, e.g. via the Internet, for a restricted category of use (e.g. educational use only); or (ii) the dataset has not been formally approved by BGS for access and use by external clients under licence, but its use may be permitted under alternative formal arrangements; or (iii) the dataset contains 3rd party data or information obtained by BGS under terms and conditions that must be consulted in order to determine the permitted usage of the dataset. Refer to the BGS staff member responsible for the creation of the dataset if further advice is required. He / she should be familiar with the composition of the dataset, particularly with regard to 3rd party IPR contained in it, and any resultant use restrictions. This staff member should revert to the IPR Section (ipr@bgs.ac.uk) for advice, should the position not be clear. vector English geoscientificInformation ISO 3166_2 2009 revision GBN British Geological Survey Gazetteer: Geographical hierarchy from Geosaurus 1979 creation GREAT BRITAIN [id=139600] -7.4829 2.6955 49.8165 60.7850 2025-12 ESRI Shapefile (.shp) Enquiries British Geological Survey 0115 936 3143 0115 936 3276 Environmental Science Centre, Nicker Hill, Keyworth NOTTINGHAM NOTTINGHAMSHIRE NG12 5GG United Kingdom enquiries@bgs.ac.uk distributor https://www.bgs.ac.uk/datasets/geosure-insurance-product WWW:LINK-1.0-http--link BGS Datasets - GeoSure insurance and lenders product Resource page for dataset with contact and licensing details. offlineAccess dataset dataset INSPIRE Implementing rules laying down technical arrangements for the interoperability and harmonisation of Geology 2011 publication See the referenced specification false Commission Regulation (EU) No 1089/2010 of 23 November 2010 implementing Directive 2007/2/EC of the European Parliament and of the Council as regards interoperability of spatial data sets and services 2010-12-08 publication See http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2010:323:0011:0102:EN:PDF false The sources of the GILP dataset are the BGS GeoSure v8 product, Code-Point® Ordnance Survey data v2025.3 and Postcode Polygon Ordnance Survey data v2025.3. Unified Hazards: • The creation of the Unified Hazards layer requires the six master GeoSure layers. The six hazard layers are combined into a single unified layer using a set of weighting factors that balance the effect of each of the individual hazards. The weighting factors have been derived via an Expert Elicitation exercise. The exercise considered the combination of hazard impact and probability of occurrence. • Once the six hazard layers have been reclassified, they are combined into a single layer. The total score (Total) and Geometric Mean / Arithmetic Mean ratio (GMdivAM) are then calculated. Note that when calculating GMdivAM a nominal value of 0.1 was substituted for any zero values. Derived Postcode Database: • The postcode centroids layer (OS CodePoint OpenData v2025.3), as supplied by Ordnance Survey, is buffered using a value of 355 metres for urban postcodes and 405 meters for rural postcodes. These values consider the 50 metres cartographic precision of the 'BGS Geology 50k' at the 1:50 000 scale data that is used as the geological basis for the GeoSure hazard layers. • The DPD scores are calculated by intersecting each postcode polygon with the Unified Hazards Vector Dataset and calculating the area weighted average of the individual hazard scores within each buffered postcode polygon. Each individual hazard score is then summed to give a total score. The total score is classed into 5 equal classes to produce a Class field. The classes used are Low Low-Medium, Medium, Medium-High, High.