GeoSure Insurance Product V7 2016.1

This dataset is the Derived Postcode Database issued as part of the GeoSure Insurance V7 incorporating postcode data from OS Code-Point Open version 2016.1. The GeoSure Insurance Product (including the Derived Postcode Database) represents the end of an interpretation process, starting with the BGS Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50). This digital map is the definitive record of the types of rocks underlying Great Britain (excluding the Isle of Man), as represented by various layers, starting with Bedrock and moving up to overlying Superficial layers. In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in Great Britain, called GeoSure. There are six separate hazards considered - shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible and collapsible deposits. These maps were derived by combining the rock-type information from DiGMapGB-50 with a series of other influencing factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2005, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for Great Britain property insurance industry, released as the new GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on (low-rise) buildings in a postcode database - the Derived Postcode Database, which can be accompanied by GIS maps showing the most significant hazard areas. The combined hazard is represented numerically in the Derived Postcode Database as the Total Hazard Score, with a breakdown into the component hazards. The GeoSure Derived Postcode Database (DPD) is a stand-alone database, which can be provided separately to the full GeoSure Insurance Product V7. The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by a process involving expert analysis and statistical interpretations to estimate the potential damage to a property (specifically low-rise buildings only). Each level of each of the hazards is given a 'hazard score' which can then be added together to derive a Total Hazard Score at a particular location (e.g. within a given postcode).

Date (Revision): 2016-11

Citation identifier: http://data.bgs.ac.uk/id/dataHolding/13607054

Point of contact

Organisation name	Individual name	Electronic mail address	Role
British Geological Survey	Enquiries	enquiries@bgs.ac.uk	Distributor
British Geological Survey	Enquiries	enquiries@bgs.ac.uk	Point of contact

Maintenance and update frequency: As needed

GEMET - INSPIRE themes, version 1.0

Geology

BGS Thesaurus of Geosciences

Natural hazards
Insurance
Risk management
data.gov.uk (non-INSPIRE)
Risk analysis

dataCentre

data.gov.uk (non-INSPIRE)

Keywords

NERC_DDC

Access constraints: Other restrictions

Other constraints: restricted

Other constraints: The dataset has been formally approved by BGS for access by external clients under a BGS Digital Data Licence, issued via BGS's IPR Section. The dataset must not be provided to, or be accessible by, an external client until the IPR Section confirms that signed licence documentation is in place. Refer to the IPR Section (DigitalLE@bgs.ac.) if further advice is required.

Use constraints: Other restrictions

Other constraints: The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in any form or by any means, or stored in a retrieval system of any nature, without the prior permission of the copyright holder, via the BGS Intellectual Property Rights Manager. Use by customers of information provided by the BGS, is at the customer's own risk. In view of the disparate sources of information at BGS's disposal, including such material donated to BGS, that BGS accepts in good faith as being accurate, the Natural Environment Research Council (NERC) gives no warranty, expressed or implied, as to the quality or accuracy of the information supplied, or to the information's suitability for any use. NERC/BGS accepts no liability whatever in respect of loss, damage, injury or other occurence however caused.

Other constraints: The dataset is made available to external clients under BGS Digital Data Licence terms and conditions. Revert to the IPR Section ( iprdigital@bgs.ac.uk) if further advice is required with regard to permitted usage.

Spatial representation type: Vector

Denominator: 50000

Language: English

Topic category

Geoscientific information

Geographic identifier: GBN
ISO 3166_2 2009 revision

Geographic identifier: GREAT BRITAIN [id=139600]
British Geological Survey Gazetteer: Geographical hierarchy from Geosaurus 1979 creation

Begin date: 1885

End date: 2016-11-18

Supplemental Information: Positional Accuracy - Cartographic Accuracy plus or minus 50 metres. Accuracy of geological interpretation not assessed.

Unique resource identifier: OSGB 1936 / British National Grid (EPSG::27700)

Distribution format

Name	Version

Distributor contact

Organisation name	Individual name	Electronic mail address	Role
British Geological Survey	Enquiries	enquiries@bgs.ac.uk	Distributor

OnLine resource

Protocol	Linkage	Name
	http://www.bgs.ac.uk/products/geohazards/geosureInsurance.html

Hierarchy level: Dataset

Other: dataset

Conformance result

Title: INSPIRE Implementing rules laying down technical arrangements for the interoperability and harmonisation of Geology

Date (Publication): 2011

Explanation: See the referenced specification

Pass: No

Conformance result

Title: Commission Regulation (EU) No 1089/2010 of 23 November 2010 implementing Directive 2007/2/EC of the European Parliament and of the Council as regards interoperability of spatial data sets and services

Date (Publication): 2010-12-08

Explanation: See http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2010:323:0011:0102:EN:PDF

Pass: No

Statement: This dataset is the Derived Postcode Database (DPD) issued as part of the GeoSure Insurance V7 product, incorporating postcode data from OS Open CodePoint Data 2016.1. The GeoSure DPD is a stand-alone database, which can be provided separately to the full GeoSure Insurance Product V7. The GeoSure Insurance Product (including the Derived Postcode Database) represents the end of an interpretation process, starting with the BGS Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50). This digital map is the definitive record of the types of rocks underlying Great Britain (excluding Northern Ireland and the Isle of Man), as represented by various layers, starting with Bedrock and moving up to overlying Superficial layers. In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in the Great Britain, called GeoSure. There are six separate hazards considered: shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible and collapsible deposits. These maps were derived by combining the rock-type information from DiGMapGB-50 with a series of other influencing factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2005, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for the British property insurance industry, released as the GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on buildings in a postcode database. The combined hazard is represented numerically in the Derived Postcode Database as the Total Hazard Score, with a breakdown into the component hazards. The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by a process involving expert analysis and statistical interpretations to estimate the potential damage to a property (specifically low-rise buildings only). Each level of each of the hazards is given a 'hazard score' which can then be added together to derive a Total Hazard Score at a particular location (e.g. within a given postcode). The detail of the methodology is described in more detail in the GIP User Guide (OR/15/021) "User Guide for the GeoSure Insurance Product (version 7)", available from the British Geological Survey: http://nora.nerc.ac.uk/510820/